Uses of Various Personal Loan Types

There are different types of personal loans that are available for individuals and business owners to choose from depending on the purpose of the loan. These loans have been subsidized into various forms ranging from personal commercials loans, personal investment real estate loans, no guarantee personal loan, commercial building personal loans to mention just but a few.

Personal commercial loan is a short term loan that is granted to business owners to either start or improve their businesses. In some countries, personal commercial loans are subdivided into various forms for use in running businesses. Normally, the repayment terms and conditions for this type of personal loan are always 90 days. The loan can either be secured or unsecured, but still it can be granted to various businesses including savings and associations, schools, insurance companies, credit unions, and all credit institutions amongst others.

Another type is the investment real estate personal loan which is short-term for meeting urgent financial need with real property as the collateral. This loan type is usually secured by a mortgage. The loan is granted specifically for purposes of initiating project and development programs which includes all kinds of real estate investment projects. There are many development projects that fall in this category.They include franchise, restaurants and different business premises. In addition, it can also be used to in modernizing existing projects and programs which perhaps lack funds to complete. Similarly, the loan can also be used in large scale projects such as building homes and buying automobiles. It is therefore evident that investment real estate loan has set uses, but though, your business plan will be needed to explain all that you want to spend the money on.

Another one is the personal loan no personal guarantee,which is simply a loan granted without personal guarantee. Building your corporate credit even at the time you do not need it is a very good step forward which puts you in a perfect position of obtaining loan no personal guarantee much easier.

A personal loan is characterized with many benefits. One of its benefits is its ability to give investor an opportunity of owning an asset even without enough funds that caters for its entire cost. Similarly, when you obtain personal loan, it gives you an opportunity of owning a real estate with less risk. Another benefit is that repayment of this loan is relatively easier since it is paid on annual basis.

Successful SEO Services Consider Content Relevancy

For SEO services to be successful, various factors should be taken into consideration. One such factor is content relevancy. All SEO experts and others stress on the importance of content, but the content used at different sections, pages and layers of the website should be related to the main topic of the website.

During various stages of building webpages of a site, content relevancy should be aligned with other factors. The professional SEO service providers differentiate themselves from others by considering this fact. Now, let’s take a look at where content relevancy is needed to be implemented.

Content Relevancy at Keyword Strategy Level

Successful SEO specialists don’t just put together a bunch of highly effective keywords for a website. Such experts use meaningful variations of highly relevant keywords in a strategized plan and in close connection to each other to support the main keyword. Therefore, the content formed around such keywords constitute relevant content.

A good example of such keyword strategy level is when a section of the website deals with one particular topic. To address that topic, the best SEO services can do is to use a set of highly relevant keywords. This enhances the topic of that particular section.

Imagine a section of your website informs your audience of the “silk carpets”. You would want to add pages targeting key phrases like “silk carpet designs”, “silk carpet cleaning”, “silk carpet traditions”, etc to enhance the keyword relevancy and consequently the content relevancy of those pages within the entire website. So, all pages within that section will be better interwoven using such keyword strategy.

Topic Relevancy at Each Section of the Website

Using well-oriented keyword strategy to include keyword relevancy, each section of a website is also built around one topic. This will enhance the overall topic relevancy of the website if every other section of the website has got such relevancy inside itself in particular and in connection to the other sections in general.

When professional SEO services follow topic relevancy and lay the foundation of their website’s comprehensive content relevancy, they can expect their desired results. Otherwise, search engines won’t find any reason why some information is given at one section of the site while it doesn’t have anything in common with the other section. Ultimately, such websites lose their SEO scores and fail to obtain high search engine ranking.

Titles Relevancy to the WebPage’s Content

At a more detailed level, the content relevancy should exist within different parts of a page as well. It’s not useful to have a great attracting title, while the content doesn’t support it. The title of a webpage should strongly relate to the content of the same page.

When Internet searchers look for some information in search engines, they will be taken to the result pages where every result is shown in form of title, few lines of description and the URL of the destination page. If the title and description are well in line with the same topic, but the page content disappoints the web searcher, the SEO service provider had failed!

It’s not only the human visitor that would leave the page unhappy. Search engines, on the other hand, will not find much interesting content relevancy to score the page highly. This will leave no outstandingly successful result for your SEO services.

SEO Services Should Consider Content Relevancy Everywhere

Although content is usually referred to what we read on a page, other parts of a website also contribute to the content formation. So, they should be aligned with the overall keyword strategy, as well as topic and content relevancy. This should also reflect in the following points of a website:

– Meta Keywords

– ALT Tags,

– Folder Names,

– File Names, and

– etc.

This way, SEO services can bring higher probability of success for their clients’ websites as content relevancy is one of the key factors in determining if a website’s content is powerful or not.

The Relevancy of Being Irrelevant

I have a job; I feel relevant. I don’t have a job; I feel irrelevant. My children are healthy and making good choices; I feel relevant and significant in their lives as a good role model. My children are making poor choices again and again, exercising their free will; I feel irrelevant and insignificant asking myself where did I go wrong… and so it goes. Up and down like a rollercoaster, constantly. I think it’s called LIFE.

The dictionary defines the word irrelevant as unrelated to the matter being discussed or considered; not important; not applicable or pertinent; having no meaning or connection with the subject or issue.

Just reading those words makes me feel frumpy and broken and I don’t want to live in these words but sometimes I just feel impertinent and unimportant and like I’m not connected to anything or anyone.

Let’s turn it around.

What does it mean to be relevant? The dictionary defines the word relevant as the state of being closely connected or appropriate to the matter at hand; meaningful or purposeful in current society or culture; a connection to the matter being discussed; having practical value or applicability.

I don’t think anyone who lives past age 2 can escape feeling irrelevant at one time or another. However, there is relevance to feeling irrelevant. In a nutshell irrelevancy has the power to allow space for pondering, changing, adaptability and transformation.

I am a mom. I was relevant to my children until they hit 2 years old and they discovered their autonomy by powerfully exercising their use of the word “no”. Oh what fun times we had as a family when the kids would say no to something. It is said in those lovely guide books about raising children that what you see from them at 2 or 3 or 9 years old will manifest itself again in more dangerous and powerful ways when they turn 12, 13 or 19 years old. I am here to attest to the fact that yup, all true.

I became irrelevant in a more powerful way when the kids became teenagers. They no longer needed or wanted to hear from me about anything. They knew everything and if they didn’t they would figure it out on their own. I went through a time of deep despair and depression when every word out of my mouth was ignored, seemed meaningless, disconnected from their perceived reality, not applicable to their situation because “things were different since I was a teenager”. You get the picture?

It’s a tough reality to wrap my head around when, whether with purposeful intent or random circumstance I find myself having to deal with transformation or change of any kind, in this case my children growing up, and asking the ultimate question, “what now”?

Transformation happens when we graduate from college or get married or become parents or change careers or retire. Sometimes transformations are wanted and happily accepted but most transformations take place by being forced on us or we are coerced into the changes that are taking place. At times transformations just happen. By natural design we are creatures of habit and we do not like when things change. Even if we are unhappy with the things we are doing we at least know how to manage our emotions within the unhappiness and tasks rather than throw it all out the window by choice and embrace the attitude of “Yippee!! Come what may”.

I started trying to turn my own mindset around when I got a job outside of the house and could no longer cater to the children’s needs, emotions and quirks full time. In my job I became relevant to the needs of the company and to the needs of strangers. I started to value my ability to learn, my ability to form relationships and to communicate and my ability to own my piece of the tasks at hand. When I started to apply my work mindset toward parenting, my children started to change too. (Shhh, Without their knowledge or permission).

In pondering the life moments when I feel my own irrelevancy, I take the down time to realize the many ways I strive to feel relevant and this list might help you too…

I stay true to who I am deep inside. I believed for so long that if someone would just teach me what they want me to know in order to do the job or task they need done then I could rise to their need and get it done. After all, I had years and years of experience doing just that as a parent. I stayed authentic to who I believed myself to be. If you are struggling with doubt about your own authenticity call me. Let’s get you coached around that because it is the key that unlocks many doors.

“We have to dare to be ourselves, however frightening or strange that self may prove to be.” May Sarton

I give. I give my time, my talents, my heart to whatever it is I am doing whether it be volunteering, baking, cooking, gardening, writing, conversing, listening, praying, playing, taking pictures or learning something new. I am “all in” everything I do. I achieve a sense of mastery for each time I practice giving. I become a master at kindness, compassion, empathy, relevance and become more and more authentic in the process.

“No one is useless in this world who lightens the burdens of another.” Charles Dickens

I am action oriented. I absolutely hate sitting still for too long. I feel most productive and relevant if I am physically moving around getting things done or mentally stimulated when learning something new. Being an action oriented person also means facing fears I keep deep inside. My goal is to practice facing my fears and get to the end of my day with a list in my heart of all the things I gratefully accomplished and to feel exhaustively satisfied enough to sleep well.

“The best thing you can do is just do it, just face the fear and get it over with. How do you get the courage? You create your courage by just taking action… ” James A. Murphy, The Waves of Life Quotes and Daily Meditations

I consider my antonyms. It is a natural human defense trait that thoughts will first drift toward negativity before we seek to purposefully rein them in and kick negativity to the curb. Coaching has taught me a tremendous amount about my own inner power of turning things around in my own head. In this case, when I start feeling irrelevant I consider the opposite of my negative thoughts. I think about all the ways in which I am significant, relevant, necessary, valuable, useful, needed and worthwhile. On the chance that I still find irrelevancy within these words I think about and put into action all the ways in which I want to be all of these antonyms and where I can start.

“We each carry with us unique gifts, recognized and unrecognized. We long to harness those gifts in a way that gives life significance and helps us to matter more in the lives of others.” Tom Hayes

I try to keep a child’s mindset or in other words I try to keep a simple sense of curiosity at the forefront of everything I do. Whether I am learning something new to be able to get a task done at work or asking questions to my clients to help open doors on their life’s journey or to my children to help them think about something more deeply, I am always curious on a child’s level as to the how or why that is at the heart of what is happening.

“If we are to use the words ‘childish’ and ‘infantile’ as terms of disapproval, we must make sure that they refer only to those characteristics of childhood which we become better and happier by outgrowing. Who in his sense would not keep, if he could, that tireless curiosity, that intensity of imagination, that facility of suspending disbelief that unspoiled appetite, that readiness to wonder, to pity, and to admire?” C.S. Lewis, An Experiment in Criticism

As my children get older I have to face the reality that I too am getting older and I think about what will my relevance be once my children are on their own and no longer living in my home? For one thing I am taking back my own life and constantly seeking to create me. It matters to me that even though I no longer need to be physically relevant to teach my children I can be spiritually relevant as an example of how life goes on for me when they are not around.

No matter what stage of life I am in I am always, in one way or another, in transformation mode. I choose the word transformation over the word change because change can be such an ugly word and puts up red flags in my gut. I prefer transformation because that is a more accurate word to describe the big and small ways in which life re-creates, re-invents and re-generates itself constantly. The objective to winning in transformation is to go with the flow. A great example of this is my grandmother. By God’s grace she will be turning 100 years old this August. The normal thoughts when you hear about someone turning an unbelievable age like 100 is what keeps them going and feeling the pull to live?

We don’t live near each other and so we can’t physically see each other on a regular basis but I know through conversations with her or my mom that she never sits still. She still lives on her own, not in a nursing facility, she still drives a car, she still flies on airplanes to visit family at least 3 times a year, she still cooks and bakes, she still meets with friends on a weekly basis, and she still does her own grocery shopping. Three characteristics that keep her relevant is her optimistic attitude toward life, her faith and her curiosity toward life and transformation. She is about to downsize her living and will be moving to a new area, making new friends and forming new life habits. She is not afraid and knows exactly what she wants and how she wants to live in her new space. She is a shining example of relevance in my humble opinion.

If you are going through life moments where you find yourself questioning your relevance please consider that in each phase of transformation we become a clean page in the story of our own lives and have the incredible opportunity to start a new chapter and choose what goes onto our new pages. I hope these “call to action” questions will help you. Let’s open up a dialog about helping each other feel more relevant in every stage of life.

Call to Action

Where in your life right this moment do you feel irrelevant?

In what ways are you believing you are irrelevant?

What makes you feel relevant?

How can you approach your next transformation with a child’s curiosity?

What can you do with the life skills you have learned so far to help someone else and thereby inject relevance into your life and the life of someone else?

What are some new activities, skills or wisdom you would like to include on the new pages of your next chapter?